Wednesday 18 March 2009

What's in the initials...


If you ask me I would say Friday, the 13th. Yes it was a Devil's day of sorts and it began to be different from the first thing in morning. My day was very well planned for a change. What did change everything was a mail from HSBC on my name. It was a good morning letter asking me to pay 70 pounds 63 pence to clear off all debts immediately or a legal action would be taken against me and a solicitor would contact soon .

So, at first I did not know what it meant. Then I tried searching for details in a five page letter, whether that was for a debit card, credit card or a bank overdraft? My head was full of questions and the letter did not contain any information to settle curiosity. The next best thing was to call the bank and I did exactly that but in a jiffy. The gentleman on the phone was polite and my guess is that he spoke in Spanish or may be french accent. Not to blame him but that's how things were meant to be, my phone banking security code was locked due to misunderstanding of questions asked.

Then I rushed to the bank. Now, with two problems, one the letter and if I was needed to pay and for what when I have the basic account which means no debit card, credit card or overdraft facilities, second to unlock my security code. I explained my first problem to an executive to which she promptly replied that the letter was for my spouse. I felt like laughing in nervousness and told her that fortunately I was not married after which she asked me to wait. Experience in bank was pleasant enough minus the waiting time. This waiting time was good 15 minutes and the worry of the rest of the plans started to bother.

The lady then checked account details which were fine and she could not think of any reason of why that letter was in my hand. The only thing she said was that occasionally people of same initials move to same houses and the bank continues to send letters to previous occupants. The account was unlocked with the mystery solved and lesson learnt. The rest of the day was good and for the first time I got satisfaction from the money that goes in for a day bus ticket.

This whole incident reminded me of a quote.
“When was the last time you did something for the first time?”
However, in my case these first things happen without much effort.

V !